A Louisville man faces charges of fraud and theft after an investigation into the unauthorized use of a woman’s debit card to withdraw money from her bank account in late 2016.

The Jackson County Sheriff’s Department recently arrested Austin B. Springer, 21, on four counts of fraud and four counts of theft.

The investigation began after a woman reported money was missing from her mother’s bank account.

The daughter told Seymour Officer Bernard Petro her name was on the account, too, because her mom was in poor health and could not do a lot for herself.

The daughter said she found four ATM withdrawals from the account — three made in November 2016 and one in December 2016. The total amount taken was $320, according to court documents. All four withdrawals had been made from an ATM at a bank in Seymour.

After speaking with other family members, the daughter said she learned her niece and her niece’s boyfriend, later identified as Springer, had been at her mother’s residence on the dates the ATM withdrawals were made.

She told police she recalled two occasions when the niece and boyfriend would show up at the home and Springer would leave to go get gas or cigarettes. She believed her niece would occupy her mother’s attention so Springer could “sneak off with the debit card,” according to court documents.

Springer and his girlfriend had lived with the woman before and had used her debit card, therefore would have known the PIN number, according to court records.

As part of the investigation, the bank provided police with four still photos from video surveillance showing Springer using the debit card to withdraw money.

Police had been unable to locate or make contact with Springer until this week. He also had a warrant for his arrest in Jennings County for failure to appear for a court hearing and probation violation.

He was booked into the Jackson County Jail in Brownstown at 2:15 p.m. Monday and was being held without bond pending his initial hearing.